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How Do We Begin?

First Step

Call us, and tell us what your situation is! Believe it or not, this is often the hardest step. Rest assured, you will receive a sympathetic ear. Be prepared to tell us:

a)who your mortgage company/companies is/are,
b)about how much you owe,
c)about what you think your home is worth,
d)approximately what your income is, and
e) what caused you to have difficulties.

Most of the time this first step puts you on the way to saving huge amounts of money, and allowing you to keep your home.

Second Step

Whether it be in person, or through email or fax, we will need documents verifying the information we talk about. We will need for you to sign certain papers authorizing us to negotiate on your behalf, and specifying our agreement.

Third Step

Let us get to work and begin the process. Be sure to inform us of all correspondence you receive, and when the modification comes, be sure to arrange for a meeting so we can discuss it and decide if it is the right deal or more negotiations are required.

Finally

Make your payments in accordance with the new modification and begin to enjoy a good nights sleep!